



soldbylily
Soft Credit Pull for a Mortgage Pre-Approval
Many lenders will now be able to provide clients a full pre-approval with a SOFT credit pull.
A soft credit pull won’t count as an inquiry on your credit report but It will still list all of the debts, balances, and payment history.
The benefit of a soft credit pull include:
-Being able to know your credit score and credit history to see if any improvements are needed and
-Knowing if any errors are listed on your credit report so they can be corrected.
A realtor can guide you and refer you to a reputable and trusted mortgage banker that can help you understand the home loan process and ensure you make an informed decision that best fits your particular situation 😊
📱(240) 388-3507
#businessrelationships #relationships #benefitsofrealtionships #newcontruction #newhomes #customhomes #builderhomes #homebuilders #newbuilts #homebuyers #hirearealtor #savemoney #getadeal #savethousands #soldbylily #thesoldbylilyteam #experiencematters #homebuyerbenefits #googlelilyvallario #topagent #bestrealestateagent #experiencethedifference
soldbylily
Hard Credit Check for Mortgage Loans
Don’t let concerns about credit checks keep you from shopping around for the best deal on a mortgage loan.
FICO calls Hard credit checks for mortgage loans that happen within a certain time frame, “shopping periods” and are usually treated as a single inquiry and less than five points off your credit score.
So don’t be afraid to explore your options, One or two credit checks will not significantly harm your credit but will give you peace of mind knowing you got a great deal! 😊
📱(240) 388-3507
#businessrelationships #relationships #benefitsofrealtionships #newcontruction #newhomes #customhomes #builderhomes #homebuilders #newbuilts #homebuyers #hirearealtor #savemoney #getadeal #savethousands #soldbylily #thesoldbylilyteam #experiencematters #homebuyerbenefits #googlelilyvallario #topagent #bestrealestateagent #experiencethedifference
soldbylily
Don’t Buy Real Estate Without a REALTOR
When it comes to buying new construction homes, Realtors provide tremendous value. This is what we were able to do, to solve a last-minute issue.
We negotiated $10,000 dollars 1 week before closing.
We negotiated for our buyer not to have to pay the builder a per diem rate for extending the closing date, even though it was stated in the contract.
-the cost to extend the rate was $700.00, and the lender took on that expense themselves due to our business relationship. Seasoned realtors have built SOLID relationships throughout their careers, and buyers and sellers, as their clients, can benefit greatly from those relationships.
So when you think you don’t need a realtor. Think again. 😊
📱(240) 388-3507
#businessrelationships #relationships #benefitsofrealtionships #newcontruction #newhomes #customhomes #builderhomes #homebuilders #newbuilts #homebuyers #hirearealtor #savemoney #getadeal #savethousands #soldbylily #thesoldbylilyteam #experiencematters #homebuyerbenefits #googlelilyvallario #topagent #bestrealestateagent #experiencethedifference
donna_hagen
Awesome info, Lily!!