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Soft Credit Pull for a Mortgage Pre-Approval
Many lenders will now be able to provide clients a full pre-approval with a SOFT credit pull.
A soft credit pull won’t count as an inquiry on your credit report but It will still list all of the debts, balances, and payment history.
The benefit of a soft credit pull inc…
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Hard Credit Check for Mortgage Loans
Don’t let concerns about credit checks keep you from shopping around for the best deal on a mortgage loan.
FICO calls Hard credit checks for mortgage loans that happen within a certain time frame, “shopping periods” and are usually treated as a single inquiry and less than five p…
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Don’t Buy Real Estate Without a REALTOR
When it comes to buying new construction homes, Realtors provide tremendous value. This is what we were able to do, to solve a last-minute issue.
We negotiated $10,000 dollars 1 week before closing.
We negotiated for our buyer not to have to pay the builder a per diem rate f…
soldbylily
Soft Credit Pull for a Mortgage Pre-Approval
Many lenders will now be able to provide clients a full pre-approval with a SOFT credit pull.
A soft credit pull won’t count as an inquiry on your credit report but It will still list all of the debts, balances, and payment history.
The benefit of a soft credit pull include:
-Being able to know your credit score and credit history to see if any improvements are needed and
-Knowing if any errors are listed on your credit report so they can be corrected.
A realtor can guide you and refer you to a reputable and trusted mortgage banker that can help you understand the home loan process and ensure you make an informed decision that best fits your particular situation 😊
📱(240) 388-3507
#businessrelationships #relationships #benefitsofrealtionships #newcontruction #newhomes #customhomes #builderhomes #homebuilders #newbuilts #homebuyers #hirearealtor #savemoney #getadeal #savethousands #soldbylily #thesoldbylilyteam #experiencematters #homebuyerbenefits #googlelilyvallario #topagent #bestrealestateagent #experiencethedifference
soldbylily
Hard Credit Check for Mortgage Loans
Don’t let concerns about credit checks keep you from shopping around for the best deal on a mortgage loan.
FICO calls Hard credit checks for mortgage loans that happen within a certain time frame, “shopping periods” and are usually treated as a single inquiry and less than five points off your credit score.
So don’t be afraid to explore your options, One or two credit checks will not significantly harm your credit but will give you peace of mind knowing you got a great deal! 😊
📱(240) 388-3507
#businessrelationships #relationships #benefitsofrealtionships #newcontruction #newhomes #customhomes #builderhomes #homebuilders #newbuilts #homebuyers #hirearealtor #savemoney #getadeal #savethousands #soldbylily #thesoldbylilyteam #experiencematters #homebuyerbenefits #googlelilyvallario #topagent #bestrealestateagent #experiencethedifference
soldbylily
Don’t Buy Real Estate Without a REALTOR
When it comes to buying new construction homes, Realtors provide tremendous value. This is what we were able to do, to solve a last-minute issue.
We negotiated $10,000 dollars 1 week before closing.
We negotiated for our buyer not to have to pay the builder a per diem rate for extending the closing date, even though it was stated in the contract.
-the cost to extend the rate was $700.00, and the lender took on that expense themselves due to our business relationship. Seasoned realtors have built SOLID relationships throughout their careers, and buyers and sellers, as their clients, can benefit greatly from those relationships.
So when you think you don’t need a realtor. Think again. 😊
📱(240) 388-3507
#businessrelationships #relationships #benefitsofrealtionships #newcontruction #newhomes #customhomes #builderhomes #homebuilders #newbuilts #homebuyers #hirearealtor #savemoney #getadeal #savethousands #soldbylily #thesoldbylilyteam #experiencematters #homebuyerbenefits #googlelilyvallario #topagent #bestrealestateagent #experiencethedifference
donna_hagen
Awesome info, Lily!!
"Lily was excellent to work with! She was very knowledgeable, and most importantly she was patient and kind. Her and her stellar team guided me through the home buying process effortlessly, and successfully got me to the closing table! Thanks to Lily and her team, I now own a beautiful house that I can't wait to make my home."
"Lily and team are consummate real estate professionals. We needed to sell our home fast. Lily staged, posted to market, negotiated an offer and got us to closing in less than 30 days! Furthermore with Lily’s expert negotiating skills we received top dollar! We were so impressed with the attention that she and team provided to every step in the … Read MoreRead Less
"Lily, Sophia and the rest of the team are always at the disposal to help their clients; they delete any insecurity you may have regarding your purchase or sale process. Thank you Lily, Sophia and team!"
"Lily was very attentive and addressed all our concerns. Her team also worked tirelessly to help ensure everything went smoothly. My husband and I have no reservations in recommending Lily to anyone buying or selling if they want a positive real estate experience."
"Love the work Lily and her team do to help customers sell, purchase, and rent their houses. Lily was able to stage our house and help us rent our house during the pandemic and even after. Lily also helped us secure a new lender for a new home after our lender fell through within 2 months of closing. She worked with our lender and sales team all th… Read MoreRead Less
"As a first time home buyer, I was so nervous because there are so many things to consider. Sophia and her team handle everything! She is a master negotiator and extremely knowledgeable in the real estate industry. She handled everything swiftly! They are amazing! Thank you Sophia, Lily, and TEAM!"
"Sophia, Lily, and the whole team made this process seamless! Sophia was very responsive to all of our questions and always had a solution to every bump on the road. We were able to get the best deal in the neighborhood and we couldn’t be happier in our new home!"
"You cannot ask for a better realtor than Lily! She always picks up the phone, she answers every question and she makes you feel secure in the process."
"Couldn’t ask for a better real estate team in your corner. Lilly and her associates are fast, professional and knowledgeable. They set a very high standard and the vendors they recommend are top notch."
"Lily is the utmost professional. She is proactive, focused, dedicated and extremely knowledgeable. She made the entire process easy and guided us every step of the way. It was a pleasure working with Lily. We highly recommend her as an efficient realtor and wish her continued success."